Tuesday, April 30, 2024

Refinancing A Mortgage: How It Works

refinancing house loan

When you refinance to a shorter term, such as from a 30-year mortgage into a 15-year loan, you pay less interest over the life of the loan, but monthly payments usually go up. If you’d like to pay off your loan faster, but rates have risen, consider making extra payments on your current loan. Our mortgage refinance calculator helps estimate your new monthly payment and the difference in total interest costs. At closing, you’ll go over the loan details and sign your loan documents. If your lender owes you money (for example, if you’re doing a cash-out refinance), you’ll receive the funds after closing.

Pros And Cons Of Refinancing A Mortgage

Explore the most common reasons you might consider refinancing your mortgage. Refinancing a mortgage is the process of replacing your existing loan by acquiring a new home loan in its place that suits your financial circumstances. While refinancing could be a good choice in several cases, it isn’t the right move for everyone. Here are some pros and cons to consider to help you decide whether you should refinance your mortgage.

When to refinance a mortgage

That’s why it’s important to understand the refinancing process and make sure it’s the right move for you. Additionally, there may be specific fees tied to your chosen refinancing option that don’t apply to other types of refinances, like a VA funding fee. Before locking in your decision, review all your options carefully and assess what each one would entail for your finances. Keep in mind that a cash-out refinance doesn’t add a monthly payment to your plate. The larger loan replaces your current mortgage, and the monthly payment amount will be higher or lower depending on the new loan agreement. If you’re planning to move soon, it might not make sense to refinance.

How much equity do you need to refinance?

The lender pays the money to the home seller, then you pay the lender back, typically monthly. Finally, the lower your loan-to-value (LTV) ratio is, the lower your interest rate will be. If you don’t have to take cash out of your home when you refinance, you might want to avoid doing so as that will bump up your LTV and likely result in a higher interest rate. If you don’t plan to stay for more than a couple of years, you should look closely at the lender’s loan estimates, which will show you the projected five-year cost. Slightly, but the long-term benefits of refinancing your mortgage can far outweigh the temporary downside.

What credit score is needed to refinance?

Reducing the interest rate is by far the most popular reason to refinance a mortgage. If you can qualify for a lower rate than your existing mortgage interest rate, refinancing can reduce your monthly mortgage payments or potentially save thousands in interest over the life of your loan. Mortgage refinancing is when you replace one home loan with another in order to access a lower interest rate, adjust the loan term or consolidate debt. Refinancing requires homeowners to complete a new loan application and may involve an appraisal and inspection of the home. Lenders also rely heavily on an applicant’s credit score and debt-to-income ratio when deciding whether to extend a new loan. Depending on your lender, you might have the option of a no-closing-cost refinance, where these fees are rolled into your total loan amount.

Read In-depth Refinance Rates Analysis by Day

Refi Rates Increase for Homeowners: Current Refinance Rates on April 29, 2024 - CNET

Refi Rates Increase for Homeowners: Current Refinance Rates on April 29, 2024.

Posted: Mon, 29 Apr 2024 10:29:54 GMT [source]

Depending on how much rates have increased, you may be better off sticking with your original mortgage. Instead of the lender paying the home’s seller, it pays off the balance of your old home loan. Mortgage refinance rates vary by lenders based on a whole host of different factors.

Lengthen the repayment term

The size of the mortgage loan remains the same with a rate-and-term refinance. But depending on the changes made to the loan, you could potentially end up with lower monthly mortgage payments or pay down your mortgage faster than you’d originally planned. With that said, you might not know which type of refinancing will best suit your needs. If you have enough equity in your home, you may be able to do a cash-out refinance. With cash-out refinancing, you refinance your current home loan for more than the amount you currently owe and keep the extra money to spend on things like home projects or paying off other high-interest debt. In the "advanced settings" on the refinance calculator you can convert the tool to a cash-out refinance calculator.

refinancing house loan

How to calculate refinance savings

These companies offer some of the most competitive rates and low fees, which are key criteria for refinancing. If you can qualify for a better rate or would like to lower your payment by extending your repayment period, consider refinancing. Refinancing is ideal if you can reduce your rate by at least one percentage point and remain in your home long enough to recoup the closing costs. Pursuing a cash-out refinance is worth considering if you want to tap your home equity. Maybe you finally have enough home equity to refinance your Federal Housing Administration (FHA) loan. You might be able to refinance your FHA loan to a conventional loan and stop paying a mortgage insurance premium (MIP).

Once you submit your refinance loan application, your lender begins the underwriting process. During underwriting, your mortgage lender verifies your financial information and makes sure everything you’ve submitted is accurate. A reverse mortgage is technically a type of refinancing option for borrowers over the age of 62 with sufficient equity in their homes.

Just like acquiring your purchase mortgage, you’ll need to gather your supporting documentation such as your recent pay stubs, W-2s, and bank statements. But you’ll also need details about your existing mortgage, including the remaining loan amount, the number of years left to pay and the interest rate. This information helps you and your lender calculate the best refinance loan option for your financial situation.

It could take a few years to break even from upfront closing costs and fees. If you plan to stay in the home for an extended period, getting the lowest mortgage rate can be more important than paying the lowest closing costs. Refinancing is one way you can use your home to leverage that investment. There are several reasons to refinance, including getting cash from your home, lowering your payment and shortening your loan term. A short refinance can be a great option for borrowers who have defaulted on their mortgage loan payments and are at risk of foreclosure. Refinancing a mortgage can take anywhere from 45 to 60 days, depending on the type of loan you choose.

The main goal of most mortgage refinances is to lower your interest rate and maximize your savings. In fact, if you were to refinance with a reverse mortgage, you’d receive funds stemming from your home equity to be used for whatever you see fit. You could use the money to fund home improvements or consolidate credit card debt. You can also speed up your loan repayment to a bi-weekly cadence, which many lenders allow. Bi-weekly payments equate to one extra payment each year and 51 fewer months on a 30-year loan. There are multiple kinds of refinance loans available but here are the more common types.

To check for this clause, read through the loan documents you’ve received. Finding a mortgage lender to help with your refinance is crucial to the refinancing process. It’s important to do your research and shop around for a lender that best fits your needs.

As you weigh your options, make sure to consider not only interest rates but also repayment terms, any fees charged by the lender and eligibility requirements. As a homeowner, refinancing a mortgage loan can be an important financial decision. Whether you’re looking to lower your monthly mortgage payment or take cash out against your home’s equity, applying for a refinance can help you reach certain milestones and achieve your personal goals. Qualifying for a refinance is the same as qualifying for a purchase home loan, as lenders want to make sure you can afford the payments and that you will make them on time per your contract. Although each lender has different requirements, generally all lenders will look at your credit score, debt-to-income ratio (DTI), income and home equity.

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Monday, April 29, 2024

House Party 3 Movie Review

house party 3

In HOUSE PARTY 3, Kid (Christopher Reid) and Play (Christopher Martin) are growing up. Kid is getting married to Veda, even as Veda harbors suspicions that Kid may still have feelings for his ex-girlfriend Sydney. For his part, Play is trying to find success in the business side of the music business, as he tries to convince a new female singing group named Sex as a Weapon that he should manage them. He's also trying to plan the most epic bachelor party he possibly can pull off for Kid, and must keep three younger cousins who have arrived from Detroit (a hip-hop act called Immature) from getting into trouble.

Diverse Representations

His vote will go to “the most conservative candidate” who has not collected signatures. Staggs supporter Eric Buckley, a Davis County delegate, celebrated the endorsement and said he’s confident it will be well received by Utah voters. Buckley said he already had vetted the Senate contenders months before and chosen to back Staggs — the first to enter the race even before Romney announced he wasn’t seeking reelection. Utah GOP voters generally prefer moderates in statewide elections, however, so the more moderate Cox, who took office in 2021, is seen as well positioned for the June 25 primary. He has gathered enough signatures to qualify for that ballot despite not getting the nod from the convention, and would go on the general election ballot in November if he wins in June.

House Party (2023 film)

"Yesterday during this tragic event the lives of two young children ... were lost," states a post from the boat club where the party was held. In another, it said it would remain closed until Sunday following the tragedy. However, upon reading Kid Cudi's poem, LeBron has a change of heart and works to get Damon released early from his jail sentence, following which he is picked up by Mya.

Popular movies coming soon

She immediately jumps to the conclusion that Kid slept with her only for her Cousin Janelle (who had been dogging Kid and the pending marriage throughout the film) comes to his defense and tell Veda she is wrong to assume Kid cheated. At the same time, Play (who also disagreed with Kid getting married) tells Kid he is wrong for wanting to break off the marriage since he's convinced Veda doesn't trust him. Arizona Gov. Katie Hobbs (D) would then need to sign it into law, which she has said she would do.

Citing classified briefings he's received, Johnson called the aid "critically important" in pushing back on Russian aggression. Schumer said Senate Republicans and Democrats had a "few moments ago…locked in an agreement enabling the Senate to finish work on the supplemental with the first vote on Tuesday afternoon." He was sentenced in 2015 to 10 days behind bars and three years of probation, accused by federal prosecutors of using his position as a county official to encourage people to break the law. That exists and his promise to stand up against the moderate Republicans and the Democrats pushing through their agenda without any type of resistance,” Buckley said of his support for Staggs. Sen. Mitt Romney, the state’s best-known centrist Republican, who often made waves for opposing former President Donald Trump and other leaders of the party.

Community Reviews

While the two of them are working at a mansion, Kevin is informed by his childhood friend and current supervisor Venus that he and Damon will be fired due to cameras catching them goofing off on the job. Damon finds out that the mansion they are cleaning belongs to LeBron James, who is in India on a two-week meditation retreat, and proposes that he and Kevin host a party there for LeBron's celebrity contacts. Kevin, now desperate for money due to him knowing he's fired and not starting his new IT job for another 2 months hesitantly joins in on the plan. Kevin asks Venus to supply him and Damon with the keys to the mansion, and she very reluctantly agrees. Several Republicans who support the 1864 abortion ban expressed extreme frustration with their colleagues who crossed party lines to repeal the law. Even if the bill to repeal the 1864 law is approved by the Senate and signed by the governor, the near-total abortion ban could still take effect for several months.

house party 3

Caitlin Yilek is a politics reporter at cbsnews.com and is based in Washington, D.C. She previously worked for the Washington Examiner and The Hill, and was a member of the 2022 Paul Miller Washington Reporting Fellowship with the National Press Foundation. Davis County delegate Jonathan Miller, who donned a “Team Mitt” baseball cap, said Curtis is his pick to replace the retiring senator because he already has proven himself in Congress as someone who works across the aisle to get things done. “We need a Speaker who puts America first rather than bending to the reckless demands of the warmongers, neo-cons and the military industrial complex making billions from a costly and endless war half a world away,” Gosar said in a statement Friday.

3 teenagers hurt in drive-by shooting during house party in Madison - WKOW

3 teenagers hurt in drive-by shooting during house party in Madison.

Posted: Mon, 25 Sep 2023 17:09:16 GMT [source]

This cash, however is taken by Aunt Lucy who revealed that she knew all along that there was a party going on and that the money would be just enough to clean her house after it was over. After the drama has settled, Kid & Play enjoy the party and perform one last time together rapping to the crowd along with Sex as A Weapon. “Many on each side of the aisle in the last week have expressed that it’s the right thing to do, so we’re looking for them to walk the talk,” said Dawn Penich, spokesperson for Arizona for Abortion Access, the group behind the abortion referendum. Even Arizonans who vehemently oppose abortion are unsure about exactly where their legislature should draw the line. Over the past few weeks, many have gathered at the Capitol to voice their opinions on the issue. After the state Supreme Court ruling, Cathi Herrod, the president of the conservative Center for Arizona Policy, argued that abortion is not the defining political issue Democrats are making it out to be.

3 shot at Adams County house party, suspects arrested - The Denver Gazette

3 shot at Adams County house party, suspects arrested.

Posted: Fri, 27 Oct 2023 23:28:28 GMT [source]

'Play' plans to throw the best bachelor party ever - until 'Kid's' three wise-crackin' nephews come to town, intent on showing them what parties are all about. Johnson said earlier this week that if he hadn't moved forward with his plan, an effort to bypass him and force a vote on the Senate bill would have gained more support. House Democrats tried to use a rarely successful legislative maneuver known as a discharge petition to do just that, but are short of the 218 signatures needed. The House voted overwhelmingly to approve the aid bill for allies in the Indo-Pacific in a 385 to 34 vote, with one member voting present, along with the aid for Israel, with a 366 to 58 vote.

Kid Cudi tells them that the Illuminati possesses a copy of every sports championship ring, and the duo are desperate enough to take up his offer. Kid Cudi sneaks Damon and Kevin into an Illuminati convention where they successfully steal the ring, but are exposed when they inadvertently invoke God's name. The Illuminati force them into a gladiator fight, but Kid Cudi sacrifices himself to allow them to live, entrusting them with a poem he wrote for LeBron's eyes only. Damon and Kevin market the party as a secret event to avoid alerting the police, and the event starts out as a success. However, Kyle and his gang find out about it after no one shows up to their own party, and take advantage of a lapse in security to break into LeBron's trophy room and steal his Cleveland Cavaliers 2016 championship ring. Kevin grows distressed over the damage happening to the mansion and confronts Damon over his flippant disregard for everything around him.

Meanwhile, Kid hasn't convinced Veda's cousin and best friend Janelle that he's ready to make a lifetime commitment, and Veda's family are skeptical as to whether or not Kid can provide financial stability for Veda. Suspicions grow stronger when Sydney comes back to town from Washington, DC. Things go from bad to worse when the kids in Immature hijack the bachelor party as revenge for Play not allowing them to perform at the party, and Play's cousin Stinky invites only heavyset women to the party. As Play tries figuring out what to do about the party, he has also incurred the wrath of a hot-tempered promoter named Showboat, and must find a way to placate him.

Out of money, down on their luck and about to lose the roofs over their heads—and freshly fired from their low-lift jobs as house cleaners—the pair needs a huge windfall to make their problems go away. Lyman, a former county commissioner turned legislator best known for organizing an illegal ATV ride in 2014 in protest of a federal land decision, won about two-thirds of votes from the nearly 4,000 delegates, who tend to skew to the right. SALT LAKE CITY (AP) — State Rep. Phil Lyman was selected as the Utah Republican gubernatorial nominee at the party’s convention Saturday, though political observers say incumbent Gov. Spencer Cox remains the likely favorite in the upcoming primary. Massie suggested that a vote to oust Johnson could result in Republicans ending up in the minority; the balance of power is so close in the House that it wouldn't take much movement to elect Jeffries as speaker. Voting to remove Johnson would lead the House to hold vote after vote "sometimes two times, three times a day," Massie noted. Thus voting for Jeffries just to end the chaos might start to look appealing to a handful of Republicans.

Even some GOP delegates who support other top contenders — former state House Speaker Brad Wilson and U.S. Rep. John Curtis — said they may vote for Staggs as the party nominee because he is a convention-only candidate, meaning he has not collected signatures to guarantee his spot on the primary ballot. If brought to the floor, those three Republican votes would be enough to remove Johnson as speaker if all Democrats vote against him. Some Democrats have indicated they would step in to save Johnson, but Minority Leader Hakeem Jeffries, D-N.Y., said Friday that "the pre-requisite to the conversation" about saving Johnson is that the foreign aid bills pass "in totality."

“I’m not completely antiabortion, but they have gone too far,” said Helton, who hopes her legislators will ultimately agree to preserve the 15-week law that is in effect. “I am hopeful the Senate does the right thing and sends it to my desk so I can sign it,” Hobbs said. Should that happen, she said she is “hopeful” that the state Supreme Court views any repeal as a reason to continue to stay the old law. Three Republicans in the House — Reps. Matt Gress, Tim Dunn and Justin Wilmeth — crossed party lines Wednesday to vote with all of the chamber’s Democrats.

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Swedish House Mafia Concert Setlist at The Brooklyn Mirage, Brooklyn on April 27, 2024

swedish house mafia

Shortly after, they announced two final sets called The Final Curtain where they would open and close Ultra 2013 in Miami. The U.S. leg of the tour sold out in minutes and ended up adding multiple dates to appease the demand. Two years after releasing “Get Dumb,” the same four released “Leave The World Behind” which instantly clicked with dance hot spots like Miami and Ibiza. The record entered Billboard‘s Dance Club Songs chart and peaked at No. 40.

Swedish House Mafia Returns: In Stockholm With the Dance Music Legends

Swedish House Mafia (SHM) is a Swedish house music supergroup consisting of Axwell, Steve Angello and Sebastian Ingrosso. For the next five years Angello worked solo, while Axwell and Ingrosso performed as the duo, Axwell & Ingrosso. On 25 March 2018, the group reunited with a surprise closing set at the 20th anniversary of Ultra Music Festival in Miami, Florida. The group released their debut studio album, Paradise Again, on 15 April 2022 through their new label, Republic.

HYBE Reports NewJeans Label CEO Min Hee-Jin to Police as K-Pop Exec Holds Teary Press Conference

Electronic music giants, Swedish House Mafia, have once again sparked mass excitement in New York with the announcement of a surprise, one-night-only performance at the Brooklyn Mirage this Saturday, April 27th. I mean, if you move in with your best friend, you will have tension with him too. Now that we’re a little bit older and wiser, we look back and realise we needed a break. When they performed together, promoters, fellow DJs, and fans alike started referring to them as the “Swedish House Mafia” (as in jokingly saying “whoa here comes the Swedish House Mafia!”). All three members had successful careers as solo DJs/artists in the 1990s and early 2000s, before the three—along with Eric Prydz (who eventually dropped off)—started doing shows together.

NewJeans: “We want to show the industry that music shouldn’t be divided by language”

“It’s going to be an incredible feeling.” The band have spent a year working on their “different, cool and new” live set-up, with Ingrosso promising that “it’s going to be one hell of a fucking ride”. Swedish House Mafia were dance music kings — and then, at the height of their reign, called it quits. Finally together again in Stockholm, they have a new label, new music and a new outlook. Below, relive the house trio’s prime with Billboard Dance‘s run-down of our favorite Swedish House Mafia songs. Steve Angello has been playing a range of electro house, acid house, tech house, big-room house, and festival house within the larger EDM genre.

What Should You Listen To if You’ve Grown Out of Swedish House Mafia’s Style?

swedish house mafia

A few months after the record’s release, they performed at London’s 02 Academy Brixton and sold it out. “Leave The World Behind” later became the title of the group’s 2014 documentary, which detailed the reasoning for their split. Incredibly, the group created all that on the strength of only a six-track, two-compilation catalog — with its last release, 2012’s “Don’t You Worry Child,” becoming its biggest hit by far when it spent three weeks at No. 6 on the Billboard Hot 100. And then, at the height of its success in 2013, the trio broke up, devastating and shocking dance fans worldwide. The song was announced during the Swedish House Mafia's tour of Australia while they played at Future Music Festival 2012.

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The trio is gearing up for a festival frenzy, with confirmed sets at Garorock, Panama Open Air, Tomorrowland, Untold, and Findings Festivals. Plus, they’re bringing the heat to the legendary Ushuaïa Ibiza with a six-week residency starting July 21st (they’ll be there every Sunday until August 25th). Axwell has been playing a wide range of music throughout his career, including progressive house, electro house, festival house, funky house, and big-room house within the larger EDM genre. Axwell has also been known to dabble with Trap House from time to time in festival settings. Swedish House Mafia can be called many things; DJ supergroup, EDM trailblazers, and the faces of mainstream progressive house music — just to name a few. Whatever you call them, they have for sure contributed their fair share in making Sweden the biggest exporter of music per capita in the world.

Swedish House Mafia Drop Epic New Single 'Ray Of Solar' - uDiscover Music

Swedish House Mafia Drop Epic New Single 'Ray Of Solar'.

Posted: Mon, 07 Aug 2023 07:00:00 GMT [source]

This was released via Ministry of Sound's Data Records imprint in summer 2006.Steve Angello's productions can mainly be classified as house ("Summer Noize"), progressive house ("Yeah"), tech house ("Partouze") and electro house ("Raining Again"). Angello's brother, Antoine Josefsson, is a DJ and a producer who goes by the name AN21. Together they have released the tracks "Valodja", "Flonko" & "Swing N Swoosh". Hyperbeam, the collaborative project from Australian producer Odd Mob and L.A.-based artist Omnom, releases its debut EP today via Insomniac Records. The previously released “All Day, All Night” and “Mind Awake, Body Asleep” have both become scene hits, with the equally hypnotic “Okay Fine” likely to become the same. Swedish House Mafia are the rockstars of the dance music world, and they sure as hell talk a good game.

Compilation albums

It also made notable appearance on the Dance Club Songs chart, topping off at No. 3. Five years after they formed, however, Swedish House Mafia broke up at the very height of their popularity. Unsure how to balance the demands of the group with their solo projects, Axwell says that “maybe we weren’t focused enough, or didn’t know what to do”.

I’ve seen them all perform smaller club gigs in front of a couple of hundred people around 4am that are way darker and underground than their festival gigs as the main act in front of tens of thousands of people (where they usually go all-in on the big hits). Along the likes of fellow Swedes Avicii, Eric Prydz, Adam Beyer, and Miike Snow, SHM conquered the world with their energetic, hyped-up, and very popular twist on progressive and big-room house music. Originally from Lund, Sweden, Axel eventually moved to Stockholm where he got his breakthrough in 2006 with the Single “Tell Me Why” (produced with Steve Angello). Swedish House Mafia is a DJ supergroup from Stockholm, Sweden consisting of Axwell, Steve Angello, and Sebastian Ingrosso. They have performed together under this name since 2007, and released world bangers such as “Don’t You Worry Child”, “Save the World”, “One”, and “Leave the World Behind”. Coachella’s 2012 headliners were The Black Keys, Radiohead, Dr. Dre and Snoop Dogg.

The Swedes’ sophomore release, “Miami 2 Ibiza” featuring Tinie Tempah, earned the super-group their first No. 1 on the Dance Club Songs chart. The group was also holding down an Ibiza residency at Pacha where they performed Monday nights with their own branded series called The Masquerade Motel. The trio made things official with “One (Your Name)” featuring Pharrell Williams. It dropped a month after their Electric Daisy Carnival performance where they played right before Kaskade and deadmau5 on kineticFIELD. The record turned out to be a mighty debut, soaring to No. 6 on Dance/Mix Show Airplay and No. 16 on Dance/Electronic Digital Song Sales.

“We are all still friends.” “I’ll always remember my time with them, but it’s time for the future for all of us and I wish the band all the very best,” says Thomson, now chief catalog officer at Hipgnosis Songs. Later that year, the band signed on with Patriot Management’s Ron Laffitte, who works with the likes of Usher, Ryan Tedder and Pharrell Williams but had no experience managing a dance music act. Dance music, too, isn’t the U.S. market juggernaut it was in the early and mid-2010s.

After several run-ins at festivals, Swedish House Mafia finally suggested Williams drop by the studio. He did and mentioned afterward that the process was “really quick and really simple.” The record now has nearly 200 million streams across Spotify and YouTube. Before Axwell, Ingrosso and Angello formed Swedish House Mafia, they linked up with Laidback Luke to create “Get Dumb,” a blood-pumping house record that was released in 2007 and later reworked by Mark Knight. While the record did not find crossover success in the U.S., their follow-up collaboration with Laidback Luke did.

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Swedish House Mafia Reunited: In Stockholm With the Dance Legends

swedish house mafia

In 7 minutes, it’s the longest one I’ve ever made.” Kasbo’s album, The Learning Of Urgency, is out June 7 via Odesza’s Foreign Family Collective. Don't miss out on the biggest news, editorials & interviews from the dance music industry in our latest magazine. Don’t forget that Swedish House Mafia hit the dance jackpot with their very first single, “One,” featuring none other than Pharrell.

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Swedish House Mafia: From Euphoria to Darkness - The Evolution of Their Sound - We Rave You

Swedish House Mafia: From Euphoria to Darkness - The Evolution of Their Sound.

Posted: Sat, 23 Sep 2023 07:00:00 GMT [source]

They embraced the name eventually, and teamed up officially for the first time to release Leave the World Behind along with Dutch DJ/producer Laidback Luke in 2009. Steve was born in Athens, Greece, but grew up in Stockholm, Sweden with his brother (who performs as AN21). He released his own and other artists’ music on his record company Size Recordings before focusing on SHM in 2010. While they were already confirmed on the lineup, Swedish House Mafia reunited with their “Moth to a Flame” collaborator The Weeknd on Sunday night to take over the Coachella headlining slot vacated by Ye. Before the performance, the group also made history with the first-ever Spotify livestream to celebrate the release of Paradise Again. Days after Knife Party dropped their famed dubstep banger “Internet Friends,” they teamed with Swedish House Mafia to drop “Antidote,” a high-octane record that quickly became a festival favorite.

Charts

It’s kind of attached to his face.” The company’s experience with large-scale touring should help, too, with a planned 2022 global outing that will mostly hit Live Nation-affiliated or -aligned arenas and stadiums. A loose plan emerged to get back in the studio and tour, but the months after Ultra proved messy. Thomson, who had steered the act since its inception, sensed that Angello might want Braun to co-manage the reunited group, according to a source familiar with the matter. Swedish House Mafia has never done anything less than full throttle, and even its last goodbye was outsized. In January 2024, Tomorrowland announced Swedish House Mafia will be performing at the 20 year anniversary festival called Life. In 2022, the group also received credit for co-writing and co-producing "Sacrifice" and "How Do I Make You Love Me?" off of the Weeknd's fifth studio album Dawn FM, on which 'Moth to a Flame' was featured on the Alternate World edition of the album.

Singles & EPs

In 2016, the global dance music industry was valued at $7.1 billion — a historic high amid the U.S. scene’s heyday — and that same year, the genre accounted for a record 4% market share of U.S. recorded music. That number dipped to 3.6% before the pandemic, according to the IMS Business Report, and a 2021 IMS analysis of Spotify’s top 200 indicates that dance music is declining almost everywhere. “The goal of this track was to take the listener on a journey and take time doing it,” the producer says. “The name ‘Resenären,’ which means ‘the traveler’ in Swedish, sort of speaks to that. With my album theme being centered around slowing down in an ever-accelerating world, I wanted to push that concept and take my time leading up to the final climax with this song.

Axwell Λ Ingrosso

The track bolted to No. 3 on the Dance Club Songs charts, thanks to its thudding, descending synth line, trance-like wooshes and Pharrell’s soulful vocal interjections. As if Swedish House Mafia weren’t enough of a super-group already, the trio united with Dutch DJ Laidback Luke and vocal powerhouse Deborah Cox for this progressive house treat. On June 23, 2012, Swedish House Mafia announced their split and revealed that their remaining shows listed on their website would be their last. “Today we want to share with you that the tour we are about to go on will be our last, they said. We came, we raved, we loved.” The news caught much of the dance world by surprise, but behind the magical curtain, things were not as glossy as they seemed.

swedish house mafia

It’s only April, but Chris Lake, British producer Sammy Virji and The Boxer Rebellion vocalist Nathan Nicholson already have the summertime blues. A subtly bumping ode to letting go of the kind of memories that haunt, the track makes an interesting key change in its final phase, like when the summer sun finally burns away everything that’s been bumming you out. “We wanted a drop that felt like the warmth of sunshine and that’s how it makes me feel,” Lake says of the track, which is out via Astralwerks and his own Black Book Records. Announced just days after the Swedish House Mafia revealed that their single Lioness would drop on April 26th, the trio will perform at the Brooklyn Mirage the next night. Alongside the announcement, the group shared a screenshot of a text message thread between the producers where they discussed performing in Brooklyn.

Chart and sales performance

swedish house mafia

The track hit No. 3 on the Dance Club Songs charts with its smoldering, hypnotic dance beat and shimmery, metallic drop. Following their recent GRAMMY nomination and continued multi-platinum success, this exclusive show marks a welcome return for Swedish House Mafia to the New York City stage since their sold out MSG performance in 2022. Furthermore, it serves as an exciting early kick-off to the Brooklyn Mirage’s 2024 season, a week ahead of its originally scheduled launch. Fans can anticipate a captivating live set bursting with the group’s signature energy. This special event also coincides with the release of their brand new single, ‘Lioness.‘ Be sure to pre-save the track here. The 52-date arena world tour would begin November 16 in Dubai and then travel to India, parts of Europe and Europe before arriving in North America in February 2013.

Swedish House Mafia dropped their next and final single, “Don’t You Worry Child,” which went onto become their biggest song by far. The record broke into the Hot 100 and peaked at No. 6, garnering 835 million total streams (and counting) in the process. Less than two weeks after its release, the guys announced a farewell arena tour dubbed One Last Tour. Our number two pick is one of Swedish House Mafia’s best collaborations yet — but not with another artist. This surging, progressive house track and its futuristic music video were released in partnership with vodka brand Absolut to promote its “Absolut Greyhound” drink.

The group reunited in March 2018 on dance music’s biggest stage in the U.S., Ultra Music Festival in Miami, where they closed out the main stage with a fiery performance. While it’s not exactly clear as to what Swedish House Mafia has planned next, their trailblazing past hints that they’ve only just begun. Iconic super-trio Swedish House Mafia has a remarkable history; one that’s filled with triumphant firsts and game-changing moves that have not only inspired future generations of producers, but paved the way for countless dance artists to come. Moreover, they did it all with less than a dozen records to show and only one true radio hit.

The trio first reunited in 2018 for a surprise show at Miami’s Ultra Music Festival, and began working on music once again. The dramatic and electrifying single ‘It Gets Better’ eventually arrived in July of this year, the group’s first new release in nearly a decade, to preview their upcoming new album ‘Paradise Again’ and world tour. Despite the dizzying fame and fortune that comes with dance music success, the three friends insist that “Swedish House Mafia was never a business” and they “never gave a fuck about the money”, says Angello. Apparently, their farewell tour grossed $200million but cost them $210million, but it was cool because they were “running after our dreams”. In that spirit, the band decided that “the most exciting thing to do was to quit”.

And I got to say, the smaller gigs in a dark club at 4am have definitely been my favourite ones, whereas the big main act festival gigs tend to be a bit too predictable, commercial, and choreographed for my taste. You can refer to their music in more simple terms as Swedish or European House Music, walking in the footsteps of European EDM artists such as Daft Punk and Tiesto. The group split up in 2013 during what you could definitely call the height of their popularity, a decision they’ve said was based on feeling lost as individual artists and not dealing with the increased pressure that came with this popularity. Since bursting onto the global scene, DJ supergroup Swedish House Mafia has spearheaded the Swedish EDM wave. Fellow Stockholm DJ Eric Prydz was initially part of the loosely defined “Swedish House Mafia” of the mid-2000s, but ultimately went his own ways as a solo artist under the aliases Pryda, Cirez D and of course Eric Prydz.

While the group didn’t officially release their first single as Swedish House Mafia until “One” in July 2010, the Swedes were practically inseparable and casually referred to as the Swedish House Mafia. In an interview during Winter Music Conference in Miami with Professional Rockstars and Ministry of Sound TV, Axwell, Ingrosso, Angello and Laidback are shown goofing around, talking about electro house and their upcoming collaboration. For fans, the doc was a kind of EDM Rosetta stone, offering some insights into why a group at the peak of its powers would just walk away. It positioned the Swedes as best friends who, while thrilled by their jobs, were often discontented with life on the road and, on occasion, with one another. In one scene, during a 2011 writing trip to Australia (where they plan to hole up in the studio and finish “Don’t You Worry Child”), Angello leaves a session to go get a neck tattoo — a move Axwell calls “retarded” once Angello has left the room. Five years later, it seemed like the group might reunite when it closed out Ultra’s 20th anniversary in Miami.

Thankfully, though, the Swedish beatsmiths left behind enough material for fans to feed off of long after the group’s final set. I always try to remind people that genres and sub-genres under the overall Electronic Dance Music umbrella are notoriously hard to properly define for a large number of artists and songs, so try to not get too hung up on specifics here. Because of the impact these guys have had on the music scene, people are naturally curious about who Swedish House Mafia are, what type of music they make, and what their best stuff is. So I figured I’d share my take on it as someone who has grown up with their music and followed their progress closely over the years as a fellow house music nerd.

While Swedish House Mafia’s remix of this Coldplay smash isn’t an SHM song per se, we couldn’t stand leaving it off our list completely. Swedish House Mafia take the dance leanings of “Every Teardrop Is a Waterfall” — particularly, the euphoric keys underneath the chorus — one step further, layering on shattering synths, ample percussion and a blissful new hook. Swedish House Mafia promptly decided to split up in 2012 as they arguably were enjoying the peak of their commercial success, which is likely also what sparked the decision to bring the SHM wheels to a halt and focus on their individual careers instead. The members have all described the period leading up to the split as “draining”, and the break as something they all needed.

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Utah GOP nominates Lyman for governor's race, but incumbent Cox still seen as primary favorite

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The funniest scenes, if not the only funny scenes, involve Bernie Mac as Uncle Vester. He steals every scene he's in, taking this randy ranting character to the max, effortlessly riffing so many jokes, you almost wish the movie was centered on him instead of Kid and Play. Some of the musical interludes are fun, but they don't overcome everything else that's wrong with this sequel that probably never should have been made.

This bachelor party's gonna' bring down the house!

Once in place, a law banning abortion after 15 weeks of pregnancy would prevail. GOP anxieties about the politics of a near-total abortion ban have led to an unlikely, albeit temporary, alliance between Democrats, a small number of Republican lawmakers mostly in swing districts and allies of former president Donald Trump — including U.S. Senate candidate Kari Lake, who had initially reversed her position on the ban and made personal appeals to GOP lawmakers, urging them to repeal the law.

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After the vote, the speaker removed Gress from a coveted assignment to the House Appropriations Committee. The 1864 abortion law took effect briefly after Roe v. Wade was overturned in 2022 but was soon blocked by the courts. It was later revived by the state’s highest court April 9, inciting national uproar and political panic among Republicans who worry that the ban will hurt their chances of winning elections this year, including the presidential contest. The rebellion puts Johnson's job at risk if Democrats don't step in to save him if the group of hardliners forces a vote. But Greene hasn't given a timeline for if and when she plans to force a vote.

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Her victory was heralded by left-leaning organizations and leaders as a win for the progressive movement. "I don't walk around this building being worried about a motion to vacate," Johnson told reporters on Saturday. "I've done here what I believe to be the right thing and that is to allow the House to work its will. And as I've said, you do the right thing and you let the chips fall where they may." Curtis, 63, who is seen as the more moderate of the two frontrunners, has been compared to Romney for pushing back against hardliners in his party, particularly on climate change. Trump’s endorsement could carry Staggs, 49, through the convention but may not translate to success at the ballot box.

The primary, in Pennsylvania’s 12th District, presented one of this year’s first down-ballot tests of whether left-wing incumbents would be hurt by their opposition to Israel’s military campaign. After Ms. Lee for months faced scrutiny for voting against support for Israel, her victory was partly seen as a reflection of how public, and party, sentiment on the issue has appeared to shift in her favor. Tim Lindsay, a Cache County delegate who attended the convention wearing a “Make America Great Again” hat, said although he supports Trump, the former president’s endorsement will have little impact on how he votes.

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3 people shot at Manhattan house party, police say - KSNT News

3 people shot at Manhattan house party, police say.

Posted: Sat, 21 Oct 2023 07:00:00 GMT [source]

Kevin is forced to give LeBron the money he and Damon made, which the latter gives to charity. House Party was released in the United States on January 13, 2023, by Warner Bros. Showboat pays up and everything is seemingly coming back into their control. Even Immature knows how much of an irritation they were so in that resolve they opt to give Kid half of the cash from the party.

Summer Lee, ‘Squad’ Member, Wins Democratic House Primary in Pennsylvania

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The speaker said separating the bills would allow members to vote their "conscience" on each one. The fourth bill would allow the sale of frozen assets of Russian oligarchs to help fund future aid to Ukraine, potentially force the sale of TikTok and authorize stricter sanctions on Russia, China and Iran. Aspiring club promoters and best buds Damon (Tosin Cole) and Kevin (Jacob Latimore) are barely keeping things together.

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Money left over after funeral expenses will go to the family to help with housing and medical expenses, the GoFundMe page said. Diane Harrington, who said she is the aunt of the siblings, created a GoFundMe to raise money and give the two children a "proper funeral and burial service." "Additional criminal charges will likely be brought against the driver as the investigation proceeds," the release said. Of those 15, six adults and three children were transported to hospitals in the area by helicopter or ambulance with life-threatening injuries.

Police: 3 were killed, 1 injured at house party - KOAT New Mexico

Police: 3 were killed, 1 injured at house party.

Posted: Wed, 07 Jun 2023 07:00:00 GMT [source]

Humanitarian aid for Gaza, which Democrats said was necessary for their support, is also included. Washington — The House approved a $95 billion foreign aid package Saturday, in a pivotal moment for House Speaker Mike Johnson as he tries to stave off a right-wing rebellion. Both Wilson and Curtis already have collected enough signatures to qualify for the primary regardless of Saturday’s outcome. Staggs and other convention-only candidates must earn at least 40% of votes Saturday to advance. He said that a discharge petition from Democrats to force the House to take up a Senate-passed foreign aid package would have “happened imminently” if the House had not acted. Rep. Paul Gosar, of Arizona, signed onto the "motion to vacate" authored by Rep. Marjorie Taylor Greene, of Georgia, both Republicans said Friday.

The member said they believe Democrats will vote to save Johnson — especially after the way the aid packages were structured, which drew the ire of some conservatives. WASHINGTON — A third House Republican has signed onto an effort to oust Speaker Mike Johnson from power, giving his opponents the votes they would need to remove the Republican leader unless Democrats step in to save him. A suspected drunken driver killed two young siblings and injured over a dozen people when she drove into a birthday party at a boat club in Michigan on Saturday afternoon, according to the Monroe County Police Department. Damon and Kevin arrive back at the mansion to return the ring and end the party, but are interrupted by LeBron who returned from his trip early. LeBron intends to have the duo arrested, but Damon claims Kevin was not involved in the party and makes a wager that LeBron will let him go if he can beat the NBA superstar in a pickup basketball game.

Mya offers for Damon to leave the party with her, but Damon declines in order to help Kevin keep the party from falling apart. Embarrassed by the poor turnout at his party, Kid bails into the corridor and runs into Sydney (who is there for her grandparents' anniversary party). As they hug and part ways, Veda comes out of the elevator and sees them hugging.

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Sunday, April 28, 2024

75 Christmas Decorating Ideas From Interior Designers

design xmas

A stunning fusion of platinum, gold and silver gives this theme a luxurious contemporary feel. Our reputation glows brightly in the commercial sector, trusted by a diverse range of businesses to deliver exceptional and reliable holiday decorating services. Christmas trees are a great way to create a cozy, authentic holiday atmosphere for your patrons. A majestically sized tree of up to 40 feet will be sure to create some serious holiday buzz in your neighborhood. Create lasting impressions with one of our extraordinary giant trees as the center piece of your Christmas decorations. It can be so hard to see other homes on your street glowing with beautiful lighting displays, only to feel that yours doesn’t ‘glow’ so much as ‘flicker’.

Line Your Mantel With Holiday Cards

But if you’ve amassed so many ornaments that your tree is looking cluttered, consider picking a color scheme for your tree—and only hang ornaments that fall within that palette. Instead of hanging stockings along your mantel, consider hanging them directly on your Christmas tree. Plus, it’ll save you some decorating time—you’ll hang your stockings and adorn your tree in one fell swoop. Stockings, garlands, and other classic decorative accents are great—but they tend to be pretty small.

Interior Holiday Decorating Designs

The small swap may not make a big impact, but it will play a role in making your space feel more festive. But they’re a surefire way to make your home feel more festive. Sit down with friends and family, fold up some paper, and start cutting. And if you’re looking for a sleeker way to get the same effect, you can always make paper stars, instead. “I try to make my house look different every year without repurchasing everything by moving things to other locations,” Esther Dormer says.

Green Candy Stripe (Thick)

design xmas

Made of four geometric shapes shown against a rich red background, the white bird carries a pink envelope sealed with a red heart. Antonio Alcalá, an art director for USPS, designed this stamp with an original digital illustration by Katie Kirk. We love how artist and designer Josh Yöung ditched the expected Christmas color combo of red and green for one of yellow and white. Not only does it serve as a unified, neutral scheme, the subtle splashes of vitamin-C hues are the perfect antidote to any winter blues. Yup, the neon Christmas decorating trend is here – and it's pretty simple to recreate in your own home. Baubles in rainbow colors and funky shapes, pick up some cheap bright colored tinsel too; feather bowers in bright pink, strung over your tree would look really cool also.

“You can even add lights.” What’s nice about this approach is that it’ll keep your garlands feeling fresh, year after year. Little details may seem like a waste of energy, but they won’t go unnoticed when paired with other festive décor. “Consider replacing bookends in a bookcase with whimsical holiday figures and items,” Maria Gerlach says.

How to create your design

And if you don’t have a fireplace mantel, consider displaying your cards on a prominent shelf, instead. Lighting plays a key role in any décor scheme, and it can be a great way to draw attention to your favorite holiday pieces. Looking for a striking way to display your favorite candles? “White candles in every window is a New England tradition,” Mary Maloney says. Keep things classic by sticking with streamlined white taper candles, or take a more piecemeal approach by using the candles you already have.

Decorate the Bathroom Shelf

Keep it classic with a pretty angel or a sleek star—or take a risk on an outside-the-box accent. And rest assured knowing that no matter which topper you choose, you’re sure to end up with a lovely-looking tree. Magnify the impact of your entire décor scheme by sprinkling in some reflective accents.

Christmas decorating ideas for seasonal style

Plus, these little additions will keep you in the holiday spirit, blessing you with festive cheer when you least expect it. She recommends hanging the lights in your windows or draping them over your table. “You can also add them to Mason jars and glassware for an easy holiday decoration,” Dormer adds. If the Christmas spirit strikes you well before December, put out some décor that doesn’t feel holiday-exclusive. Magical Holiday Designs is proud to offer the leading professional holiday decorators in Southern California. We decorate for Halloween and Christmas, so whether you need a spooky vibe at home or a magical Christmas light show, we’ve got you covered.

9 Examples of High Converting Christmas Email Newsletters [+ Subject Lines] - Designmodo

9 Examples of High Converting Christmas Email Newsletters [+ Subject Lines].

Posted: Thu, 14 Dec 2023 08:00:00 GMT [source]

I tried to create something naughty playful, loud to grab attention to kids and parents. The Christmas story is about a cute little imp for children. Fun and colorful illustrated cover for kids coloring book featuring Christmas. A Cinderella story set during Christmas between two famous figure skaters partnered together to perform the Nutcracker.

Where would we be without oranges at Christmas, they smell great, taste great in festive tipple, and make for fab last minute decor. 'Lighting brings a certain kind of magic when setting the scene for the festivities,' says Rohan Blacker, founder at Pooky. For our pick of the best Christmas garlands, head over to our feature. Pick a mix of styles and sizes and bundle them together to create a proper feature. 'Gone are the days when sofas and armchairs all had to match. Mixing things up with different patterns and shades will give your room bags of personality,' says Ben Frost, furniture designer at DFS.

This gorgeous arch with chandelier in view is the prime place to dine with your party. While grandma and grandpops might prefer a more traditional Christmas color scheme, we prefer something a little more... So, this season we're swapping ruby reds for pastel pinks, pistachios and purples to create a soft scheme. Create a fun and 3D, Willy Wonka-style Christmas living room scheme by fixing candy canes and other hard candies to striped wallpaper or paint decor. Then, add fun slogan scatter cushions to your sofa for even more fun. Illustration and cover page for Christmas tale "A Manger for St. Martin's" by Donna Petersen.

Monochromatic and ultramodernTextures of crimson red and silver combined create a dynamic statement. Dare to be differentBringing together the unusual creates this stunning design. Burgundy, mocha and platinum are combined in a way that creates this warm modern look. Burgundy and platinum beaded poinsettias are surrounded by gorgeous ornamentation,a touch of plush velvet ribbon finish off this rich look. We use only the best professional quality products for both our commercial and residential customers to give your displays the look and the durability you desire. We offer CUSTOM DESIGNS using quality COMMERCIAL GRADE materials.

As you can see above, we provide our holiday decorating services to a wide variety of businesses—but that’s not all. We’re also proud to decorate luxurious homes throughout Los Angeles and its surrounding counties. Just because red and green are the typical Christmas color palette doesn’t mean they’re your only options.

6 quiet luxury Christmas decor ideas: for a truly luxe look - Homes & Gardens

6 quiet luxury Christmas decor ideas: for a truly luxe look .

Posted: Wed, 29 Nov 2023 08:00:00 GMT [source]

Why not do it with a difference and suspend yours horizontally like the Scandis do (above)? Over the dining table is best, with droplet baubles hanging beneath. Fill your rooms with lots of dark evergreens, too, trail firs and ivy over mantelpieces, up banisters and around door frames. Stick to candlelight, or low, warm lights to add to the atmosphere. Despite being the heart of the home over the holidays, your kitchen decor scheme can get a bit overlooked when it comes to Christmas.

That mirror design is the star of the room, and could be a really easy look to replicate – just use your mirror to build foliage around, you could even just wrap a garland around it, or find a wreath to fit. You could even add a fairy lights for a welcome dose of twinkle. “Don't underestimate the touches a few glass ornaments can make,” Rachel Alcorn says. What’s nice about this approach is that it should keep your décor scheme feeling fresh, year after year. “Doing a sugared fruit tree one year, and then a pink and clear ornament tree the next, will keep your designs feeling fresh every year rather than redundant,” McKeown adds. Your garlands may be decorative accents, but they deserve a little décor of their own.

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706+ X-mas Design Ideas, Images & Inspiration In 2024

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And if you don't have a mantle piece, try adding foliage or a garland and paper decorations above your pictures and prints or along some shelves. Remember it's meant to look a bit rustic so don't worry if yours doesn't look perfect. Copy this look by keeping your color scheme nice and neutral and instead add interest with textures. Mix glass baubles with larger paper ones and make sure you add in lots of greenery too. Remember what we said about using the baubles on the stair garland or within the one on the fireplace?

Get creative with your Christmas card display

“Having multiple trees allows you to have multiple skirts and decoration looks,” Cini adds. Keep your décor scheme sleek and streamlined by wrapping your gifts in matching paper. Or you can take cues from designers and wrap your gifts in craft paper. “I like to start foraging near my home for holly, magnolia branches, and any winter greens that are available,” Heather McKeown, interior designer and founder of Land and Sky Designs, says. You can save storage space by tossing your décor back into nature once the holidays are done.

Residential Christmas decorators

One quick way to do this is to repurpose or upcycle existing wooden furniture or find some for cheap at a thrift store or yard sale. A great design shows the world what you stand for, tells a story and makes people remember your brand. Graphic design communicates all of that through color, shape and other design elements. Learn how to make your x-mas design tell your brand’s story. Buckendorf Family Tree Farm is upper scale christmas tree farm and u-cut & we cut farm, established in 2019.

Paper stars make Christmas decorating easy

So investing in extra-large décor—like a super-lush Christmas tree or a truly massive Advent calendar—is an easy way to make a statement. Most of us keep things classic by hanging our stockings along the mantel. But if your home is mantel-free, consider draping yours over a ladder, instead.

Designer Caitlin Wilson—the queen of all things pretty—cleverly converted her living room console table into its own mantel moment, complete with a wreath and coordinating stockings. Festive ribbons and vases of flowers add an additional pop of cheer. Should you be painting your dining room or another room in the house in time for the festive season, choose warm colors and complement them with your tableware or furniture. ‘We really want to encourage creativity, escapism and fun with a bright, punchy color palette that kids will love. Again, another one of the most easy, effective and budget Christmas decoration ideas is to hang an abundance of paper decorations from the ceilings or around mantles, doorways, up the stairs.

Snag a Set of Holiday Dishes

23 Christmas Vacation Ideas for 2023 Condé Nast Traveler - Condé Nast Traveler

23 Christmas Vacation Ideas for 2023 Condé Nast Traveler.

Posted: Thu, 12 Oct 2023 07:00:00 GMT [source]

Whatever your starry eyes want to see decorating your home this season, Christmas Brothers have it all, beautiful and ready to go. Anyone who wants to spruce up their laundry room should take a cue from Lauren Elaine Interiors. The Atlanta-based designer decked out this butler’s pantry with a lush green wreath and matching mini topiaries. Just see the out-of-this-world holiday greenery in the London home of House of Hackney co-founders Frieda Gormley and Javvy M Royle.

Paint your ornaments to signify the days of the month, and hang them as each day passes. Since there are no tiny gifts to open, you won’t have to worry about replenishing the Advent calendar year after year. Instead, you can simply whip out the tree and the ornaments and get to work. “These items add warmth and character to your home, allowing you to really immerse yourself in the holiday spirit,” Maria Gerlach says. Naturally, she recommends scoring a set of “holiday hand towels”—or adding some other bit of décor to your bathroom. “With your Christmas décor, try clumping items together in groups of three or more,” James Stanley says, adding that this is particularly important for smaller décor items—like candles, bulbs, and bows.

She notes that adding smaller accents—like lights, candles, and crystals—can also make old décor feel new again. Candles make a classic addition to any home, and they can feel particularly cozy during the holidays. “Real candlelight—where it makes sense and is safe—always enhances the cozy factor,” Mary Maloney says. Put out all the candles you own, or stock up on a few new favorites. Snag candlesticks in an array of shapes, sizes, and colors. You can spread these decorative accents around your home, or you can cluster them together to create a striking centerpiece.

design xmas

'It’s a timeless look updated for the modern day with novelty baubles and a hint of woodland foraging. Christmas Illustration for company card, with sketching style art. A whimsical 3d rendering of a house in a christmas scenery. I wanted to make design for christmas with elements that are working in the whole year. Stocking up on décor can be intimidating and—let’s be real—expensive. But by sticking with the same palette year after year, you can gradually accumulate a bunch of matching décor.

U.S. Flags The Postal Service continues its tradition of celebrating the U.S. flag with these stamps, available in booklets of 20 and in coils of 100, 3,000 and 10,000. Four stamps feature the flag majestically waving at different times of the day. While the shapes and colors of the clouds change, the sun is always shining on Old Glory. Shown from a low-angle perspective, the flags draw attention upward, toward the magic of the sky.

However, we can easily customize this look by adding colored ornaments, to create exciting color palettes. GOLD BASE FOR CUSTOMIZATIONWith a base of GOLD ornaments in textures of shiny, matte and glitter this is beautiful as it is. SILVER BASE FOR CUSTOMIZATIONWith a base of SILVER ornaments in textures of shiny, matte and glitter this is beautiful as it is. Celebration Blooms Similar in design to the 2-ounce Wedding Blooms stamp, this floral Forever stamp can be used on the RSVP envelopes often enclosed with wedding invitations.

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Refinancing A Mortgage: How It Works

Table Of Content Pros And Cons Of Refinancing A Mortgage When to refinance a mortgage How much equity do you need to refinance? What credit ...